Our History

Old American County Mutual (OACM)

A county mutual insurance company formed in 1946 and domiciled in Texas, OACM specializes in private passenger automobile insurance. Through competent, trust-worthy managing general agent partners, OACM develops insurance products and payment plans that provide affordable protection for Texas customers. OACM has a tradition of serving the higher risk auto insurance needs of the public at affordable rates, with reasonable payment terms. OACM is owned by its policyholders and managed by Old American Capital Corporation through its subsidiary, Old American Services, LLC. OACM maintains $5 million in policyholder surplus and cedes 100% of its premium to well capitalized and secure reinsurers who are experienced in the auto insurance market. An important participant in the Texas market, OACM is currently the sixth largest private passenger auto insurer in the state. OACM's niche market experience and "value-added service" have proven to be a precious resource to MGAs and Reinsurers who have come to rely on the company's expertise to enhance their own success in the Texas auto marketplace.

Business for states other than Texas is produced through its sister company, Old American Indemnity Company.

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